:root{color-scheme:light;--navy:#061c50;--blue:#0045d5;--ink:#102955;--muted:#435a7c;--line:#dce7fa;--pale:#edf4ff;--white:#fff;--radius:10px;--page-width:1180px;--font:Arial, Helvetica, sans-serif}*,:before,:after{box-sizing:border-box}body{font-family:var(--font);color:var(--ink);background:var(--white);margin:0;font-size:14px;line-height:1.45}h1,h2,h3,p{margin:0}h1,h2,h3{color:var(--navy);line-height:1.2}a{color:var(--blue);text-decoration:none}a:hover{text-underline-offset:3px;text-decoration:underline}button,input{font:inherit}button,summary{cursor:pointer}button{color:inherit}img{max-width:100%;display:block}ul{margin:0;padding:0;list-style:none}[hidden]{display:none!important}:focus-visible{outline-offset:4px;outline:3px solid #986300}.site-footer :focus-visible{outline-color:#ffd570}main:focus{outline:none}.container{width:calc(100% - 78px);max-width:var(--page-width);margin-inline:auto}.icon{vertical-align:middle;flex:none;width:24px;height:24px;display:inline-block}.sr-only{clip-path:inset(50%);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.skip-link{z-index:100;background:var(--white);border:2px solid var(--blue);padding:12px 18px;position:fixed;top:8px;left:8px;transform:translateY(-160%)}.skip-link:focus{transform:translateY(0)}.button{cursor:pointer;border:1px solid #0000;border-radius:5px;justify-content:center;align-items:center;gap:8px;min-height:36px;padding:8px 18px;font-size:12px;font-weight:600;line-height:1.35;display:inline-flex}.button:hover{filter:brightness(1.1);text-decoration:none}.button--navy{color:var(--white);background:linear-gradient(120deg,#061b59,#073796);box-shadow:0 1px 5px #143c7e25}.button--primary{background:var(--blue);color:var(--white)}.button:disabled{cursor:wait;opacity:.75}.button .icon{width:17px;height:17px}.site-header{z-index:10;background:var(--white);border-bottom:1px solid #edf2fb;position:relative}.header-inner{justify-content:space-between;align-items:center;gap:18px;width:calc(100% - 54px);max-width:1240px;min-height:66px;margin:auto;display:flex}.brand{color:var(--navy);flex-shrink:0;align-items:center;gap:11px;font-size:14px;font-weight:700;line-height:1.3;display:inline-flex}.brand:hover{text-decoration:none}.brand strong{color:var(--blue);display:block}.brand-shield{width:32px;height:39px;color:var(--white);fill:#092556;stroke-width:1.8px;filter:drop-shadow(0 0 2px #8cb2dd)}.primary-navigation{color:var(--navy);align-items:center;gap:20px;font-size:10.5px;display:flex}.nav-link{color:inherit;white-space:nowrap;padding-block:12px;position:relative}.nav-link[aria-current=page]:after{content:"";background:var(--blue);height:2px;position:absolute;bottom:4px;left:0;right:0}.nav-group{position:relative}.nav-group summary{white-space:nowrap;align-items:center;gap:3px;padding-block:12px;list-style:none;display:flex}.nav-group summary::-webkit-details-marker{display:none}.nav-group summary .icon{width:10px;height:10px}.nav-group[open] summary{color:var(--blue)}.nav-group--current summary{color:var(--blue);font-weight:600}.submenu{background:var(--white);border:1px solid var(--line);border-radius:8px;width:270px;padding:8px;position:absolute;top:100%;left:0;box-shadow:0 12px 28px #061c5020}.nav-group:last-of-type .submenu{left:auto;right:0}.submenu a{color:var(--ink);border-radius:4px;padding:11px;font-size:13px;display:block}.submenu a:hover{background:var(--pale)}.nav-search{color:var(--navy);padding:5px;display:inline-flex}.nav-search .icon{width:18px;height:18px}.nav-search-label{display:none}.guide-nav{white-space:nowrap;border-radius:24px;min-height:34px;padding-inline:15px}.menu-toggle{border:1px solid var(--line);background:var(--white);border-radius:6px;align-items:center;gap:7px;padding:9px;display:none}.icon-disc{width:47px;height:47px;color:var(--blue);background:#eaf2ff;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;display:inline-flex}.icon-disc .icon{width:36px;height:36px}.section-heading{justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:7px;display:flex}.section-heading h2{letter-spacing:-.45px;font-size:22px}.section-heading>a{align-items:center;gap:5px;font-size:12px;font-weight:600;display:inline-flex}.section-heading .icon{width:15px;height:15px}.article-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;display:grid}.article-card{border:1px solid var(--line);border-radius:var(--radius);flex-direction:column;align-items:flex-start;min-height:202px;padding:15px 16px 13px;display:flex}.category-label{color:#00318f;text-transform:uppercase;background:#dceaff;border-radius:14px;margin-bottom:9px;padding:3px 9px;font-size:9px;line-height:1.3}.article-card h3{letter-spacing:-.2px;margin-bottom:8px;font-size:14px}.article-card h3 a{color:var(--navy)}.article-card p{margin-bottom:12px;font-size:13px;line-height:1.36}.read-more{align-items:center;gap:4px;margin-top:auto;padding-block:2px;font-size:12px;font-weight:600;display:inline-flex}.read-more .icon{width:14px;height:14px}.email-signup{display:block}.signup-unavailable{color:#163b80;background:#edf4ff;border:1px solid #c7dcff;border-radius:5px;justify-content:center;align-items:center;gap:8px;padding:14px 8px;font-size:12px;font-weight:600;display:flex}.signup-unavailable .icon{width:18px;height:18px}.signup-note{color:var(--muted);margin-top:10px;font-size:10px;line-height:1.5}.signup-note a{text-decoration:underline}.signup-status:empty{display:none}.signup-status{padding:10px 0;font-size:12px}email-signup[data-state=error] .signup-status,email-signup[data-state=invalid] .signup-status{color:#a61d24}email-signup[data-state=success] .signup-status,email-signup[data-state=confirmation-required] .signup-status{color:#17613d}.signup-form{gap:8px;display:grid}.signup-form>label{font-size:12px}.signup-form input[type=email]{width:100%;min-height:40px;color:var(--ink);background:var(--white);border:1px solid #b7cdf3;border-radius:5px;padding:8px 10px;font-size:13px}.signup-form input[aria-invalid=true]{outline:2px solid #a61d24}.signup-form .signup-consent{align-items:flex-start;gap:8px;font-size:11px;line-height:1.45;display:flex}.signup-consent input{width:16px;height:16px;accent-color:var(--blue);flex-shrink:0;margin:3px 0 0}.signup-consent a{text-decoration:underline}.signup-hosted{width:100%}.trust-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:25px;min-height:104px;padding-block:24px 18px;display:grid}.trust-item{align-items:flex-start;gap:13px;display:flex}.trust-item>.icon{width:29px;height:29px;color:var(--blue);background:#f7faff;border-radius:50%}.trust-item h2{margin:2px 0 6px;font-size:10.5px}.trust-item p{font-size:10px;line-height:1.5}.site-footer{color:#d1dced;background:linear-gradient(110deg,#0a2545,#061c38);padding-top:23px}.footer-grid{grid-template-columns:1.7fr 1fr .95fr 1.03fr 1.3fr;gap:25px;display:grid}.site-footer .brand{color:var(--white);font-size:13px;font-weight:500}.site-footer .brand strong{color:var(--white)}.site-footer .brand-shield{fill:var(--white);color:#0050c9}.footer-brand p{margin-top:8px;font-size:12px}.site-footer h2{color:var(--white);margin-bottom:5px;font-size:10px;font-weight:500}.site-footer nav a{color:#e0e8f5;align-items:center;min-height:24px;padding-block:3px;font-size:10px;display:inline-flex}.footer-signup>p{margin-bottom:6px;font-size:9px}.email-signup--compact .signup-unavailable{color:#e6f0ff;background:#12365b;border-color:#416082;padding:7px 5px;font-size:10px}.email-signup--compact .signup-unavailable .icon{width:14px;height:14px}.site-footer .signup-note{color:#d1dced;margin-top:5px;font-size:9px}.site-footer .signup-note a,.site-footer .signup-consent a{color:#d1e2ff}.site-footer .signup-status{color:#fff}.site-footer email-signup[data-state=error] .signup-status,.site-footer email-signup[data-state=invalid] .signup-status{color:#ffc1c5}.site-footer email-signup[data-state=success] .signup-status,.site-footer email-signup[data-state=confirmation-required] .signup-status{color:#b8f3d1}.footer-bottom{border-top:1px solid #ffffff15;margin-top:17px;padding:10px 0 14px;font-size:9px}.breadcrumbs{padding-block:15px}.breadcrumbs ol{flex-wrap:wrap;align-items:center;gap:6px;margin:0;padding:0;font-size:12px;list-style:none;display:flex}.breadcrumbs li{align-items:center;gap:6px;min-width:0;display:inline-flex}.breadcrumbs .icon{color:#6f83a4;width:11px;height:11px}.breadcrumbs span[aria-current=page]{color:var(--muted);text-overflow:ellipsis;white-space:nowrap;max-width:46rem;overflow:hidden}.inner-hero{background:linear-gradient(115deg,#f4f8ff,#eaf2ff);border-block:1px solid #e0eafe}.page-intro{max-width:790px;padding-block:46px 48px}.eyebrow{color:var(--blue);letter-spacing:.06em;text-transform:uppercase;margin-bottom:9px;font-size:12px;font-weight:700;line-height:1.3;display:inline-block}.page-intro h1{letter-spacing:-.035em;margin-bottom:13px;font-size:clamp(34px,4vw,49px)}.page-intro>p{max-width:720px;color:var(--ink);font-size:18px;line-height:1.55}.inner-section{padding-block:42px 52px}.directory-icon{width:45px;height:45px;color:var(--blue);background:var(--pale);border-radius:50%;flex:none;justify-content:center;align-items:center;display:inline-flex}.directory-icon .icon{width:27px;height:27px}.empty-state{max-width:680px;color:var(--muted);background:#f7faff;border:1px dashed #a9c3ed;border-radius:8px;padding:18px 20px;font-size:15px;line-height:1.55}.article-grid--listing{grid-template-columns:repeat(3,minmax(0,1fr))}.article-grid--listing>div{display:flex}.article-grid--listing .article-card{width:100%;min-height:225px}.information-layout{grid-template-columns:minmax(0,760px) minmax(260px,340px);justify-content:space-between;gap:56px;padding-block:46px 58px;display:grid}.information-layout:has(>.prose:only-child){grid-template-columns:minmax(0,790px)}.prose{font-size:16px;line-height:1.75}.prose>*+*{margin-top:18px}.prose section+section{border-top:1px solid var(--line);margin-top:34px;padding-top:28px}.prose h2{letter-spacing:-.02em;margin-bottom:9px;font-size:25px}.prose h3{margin-top:27px;font-size:20px}.prose ul,.prose ol{list-style:revert;padding-left:24px}.prose a{text-underline-offset:3px;text-decoration:underline}.prose table{border-collapse:collapse;table-layout:fixed;width:100%;font-size:.9375em;line-height:1.5}.prose th,.prose td{border:1px solid var(--line);text-align:left;vertical-align:top;overflow-wrap:anywhere;padding:12px 10px}.prose th{background:var(--pale);font-weight:700}@media (width<=480px){.prose th,.prose td{padding:10px 6px}}.prose blockquote{border-left:4px solid var(--blue);background:var(--pale);margin:25px 0;padding:18px 22px}.note{background:#f5f8fd;border-left:4px solid #6f91ca;padding:15px 18px}.article-hero .page-intro{max-width:880px}.article-layout{grid-template-columns:minmax(0,760px) minmax(250px,320px);justify-content:space-between;gap:58px;padding-block:48px;display:grid}.article-body>:first-child{margin-top:0}.article-aside{border:1px solid var(--line);border-radius:var(--radius);background:#f8fbff;align-self:start;position:sticky;top:24px;overflow:hidden}.guide-promo-card{border:1px solid var(--line);border-radius:var(--radius);background:linear-gradient(155deg,#f8fbff,#edf6ff);padding:20px;position:relative;box-shadow:0 12px 28px #07245414}.article-aside .guide-promo-card{box-shadow:none;border:0;border-radius:0}.information-promo{align-self:start;position:sticky;top:24px}.guide-promo-ribbon{z-index:1;min-width:70px;color:var(--navy);clip-path:polygon(0 0,100% 0,100% 100%,50% 82%,0 100%);filter:drop-shadow(0 5px 7px #6144001f);text-transform:uppercase;background:linear-gradient(150deg,#ffda61,#f5bd2f);justify-items:center;margin:0;padding:10px 9px 18px;display:grid;position:absolute;top:-1px;right:14px}.guide-promo-ribbon strong{font-size:24px;line-height:1}.guide-promo-ribbon span{letter-spacing:.06em;margin-top:4px;font-size:8px;font-weight:800;line-height:1}.guide-promo-card .self-check-art{width:162px;margin:-4px auto 7px;display:block}.guide-promo-card .self-check-art img{width:100%;max-width:100%;height:auto;display:block;transform:none}.guide-promo-copy{text-align:center}.guide-promo-edition{color:var(--navy);letter-spacing:.08em;text-transform:uppercase;background:#f6c744;border-radius:5px;margin:0 0 7px;padding:4px 8px;font-size:10px;font-weight:800;line-height:1;display:inline-block}.guide-promo-copy h2{margin:0 0 8px;font-size:22px;line-height:1.15}.guide-promo-benefit{color:var(--navy);margin:0 0 5px;font-size:16px;font-weight:750;line-height:1.35}.guide-promo-description{color:var(--muted);margin:0;font-size:13px;line-height:1.5}.guide-promo-benefits{color:var(--navy);gap:7px;margin:15px 0;font-size:12px;font-weight:650;line-height:1.35;display:grid}.guide-promo-benefits li{align-items:flex-start;gap:7px;display:flex}.guide-promo-benefits .icon{background:var(--purchase);color:#fff;stroke-width:2.2px;border-radius:50%;flex:none;width:17px;height:17px;padding:2px}.guide-promo-button{color:#fff;text-align:center;background:linear-gradient(120deg,#078b45,#0aa654);border-radius:8px;justify-content:center;align-items:center;gap:10px;min-height:50px;padding:12px 14px;font-weight:800;display:flex;box-shadow:0 8px 18px #00834329}.guide-promo-button:hover{color:#fff;background:linear-gradient(120deg,#087b3f,#078f48);text-decoration:none}.guide-promo-button .icon{width:22px;height:22px}.guide-promo-trust{color:var(--navy);grid-template-columns:1fr 1fr;gap:8px 10px;margin-top:13px;font-size:10px;line-height:1.25;display:grid}.guide-promo-trust li{text-align:center;justify-content:center;align-items:center;gap:4px;display:flex}.guide-promo-trust li:last-child{grid-column:1/-1}.guide-promo-trust .icon{width:15px;height:15px;color:var(--blue)}.error-page{text-align:center;min-height:52vh;padding-block:65px}.error-page h1{margin-bottom:14px;font-size:clamp(36px,5vw,58px)}.error-page>p{max-width:580px;color:var(--muted);margin:0 auto 28px;font-size:17px}.error-page>div{flex-wrap:wrap;justify-content:center;gap:12px;display:flex}.error-page .button{min-height:44px}@media (width>=1200px){.primary-navigation{gap:23px;font-size:12px}.article-card{min-height:219px}.article-card h3{font-size:16px}.article-card p{font-size:14px}.trust-item h2{font-size:12px}.trust-item p{font-size:11px}.site-footer h2{font-size:12px}.site-footer nav a,.footer-signup>p{font-size:11px}}@media (width<=1000px){.header-inner{flex-wrap:wrap;padding-block:10px}.menu-toggle{min-height:44px;display:inline-flex}.primary-navigation{flex-direction:column;flex-basis:100%;align-items:stretch;gap:0;padding-bottom:8px;font-size:14px;display:flex}.nav-link,.nav-group summary{min-height:44px;padding:13px 8px}.nav-link[aria-current=page]:after{width:32px;left:8px}.nav-group summary{justify-content:space-between}.nav-group summary .icon{width:16px;height:16px}.submenu,.nav-group:last-of-type .submenu{width:auto;box-shadow:none;margin:0 8px;position:static}.submenu a{min-height:44px}.nav-search{align-items:center;min-height:44px;padding:8px}.guide-nav{align-self:flex-start;min-height:44px;margin-top:6px}.icon-disc{width:38px;height:38px}.icon-disc .icon{width:30px;height:30px}.footer-grid{gap:18px}.information-layout,.article-layout{grid-template-columns:minmax(0,1fr) 280px;gap:32px}}@media (width<=900px){.container,.header-inner{width:calc(100% - 36px)}.brand{gap:8px;font-size:12px}.brand-shield{width:29px;height:35px}.icon-disc{width:47px;height:47px}.section-heading h2{font-size:22px}.section-heading>a{white-space:nowrap;padding-block:10px;font-size:11px}.article-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.article-card{min-height:215px;padding:16px}.article-card h3{font-size:16px}.article-card p{font-size:14px}.category-label{font-size:10px}.read-more{min-height:36px}.signup-unavailable{padding:15px;font-size:14px}.signup-note{font-size:11px}.trust-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;padding-block:25px}.trust-item{gap:10px}.trust-item h2{font-size:12px}.trust-item p{font-size:11px}.footer-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:24px 12px}.footer-brand,.footer-signup{grid-column:1/-1}.site-footer h2{font-size:12px}.site-footer nav a{padding-block:8px;font-size:11px}.footer-signup>p{font-size:12px}.email-signup--compact .signup-unavailable{justify-content:flex-start;padding:12px;font-size:12px}.site-footer .signup-note{font-size:10px}.footer-bottom{margin-top:22px;padding-block:14px 20px;font-size:10px}.page-intro{padding-block:38px 40px}.page-intro>p{font-size:16px}.information-layout,.article-layout{grid-template-columns:1fr;gap:28px;padding-block:38px 48px}.article-aside,.information-promo{position:static}}@media (width<=420px){.article-grid,.trust-grid{grid-template-columns:1fr}.article-card{min-height:195px}.trust-item h2{font-size:13px}.trust-item p{font-size:12px}.section-heading{gap:8px}.section-heading h2{font-size:21px}.footer-grid{column-gap:9px}.breadcrumbs span[aria-current=page]{max-width:230px}.page-intro h1{font-size:34px}.article-grid--listing{grid-template-columns:1fr}.directory-icon{width:40px;height:40px}}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}email-signup[data-state=success] .signup-status{color:#17613d;padding:8px 0 0;font-size:12px;font-weight:600;display:block}email-signup[data-state=success] .signup-form>label,email-signup[data-state=success] .signup-form>input{display:none}.site-footer email-signup[data-state=success] .signup-status{color:#b8f3d1}.signup-form button:disabled{cursor:default}